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Tax Loss Harvesting | MyeCA.in
Review realised capital gains and eligible losses before year end, test set-off and carry-forward treatment, and keep tax decisions separate from investment suitability.
- Capital loss review before year end
- Realised gains, eligible losses, and transaction-cost records
- Filing and investment decisions kept separate
Identify gains and eligible losses from transaction records
Review realised gains and losses using broker statements, contract notes, holding periods, and cost records. Do not assume an unrealised fall in value creates a tax loss.
- Separate short-term and long-term positions
- Check transaction dates, costs, and corporate actions
Test the tax result before placing a trade
Estimate how an eligible loss may offset gains under the applicable rules, then consider transaction costs, investment suitability, and portfolio consequences separately. A tax estimate alone does not justify selling an investment.
- Keep the tax working with broker evidence
- Recheck the final return and carry-forward treatment