myeca.in

RD Calculator 2026 | Recurring Deposit Maturity | MyeCA.in

Calculate recurring deposit maturity amount, total investment and interest earned with quarterly compounding.

Enter monthly deposit and tenure

Enter the monthly instalment, quoted interest rate, tenure, and compounding method. Check whether missed or delayed deposits change the institution's calculation. Use the actual deposit date when the first instalment is not collected immediately.

Review maturity estimate

The maturity value is an estimate before the depositor's final tax treatment. TDS, penalties, and premature closure can reduce the amount received. Interest may also be taxable before maturity, depending on the depositor's records and applicable rules.

Match the deposit terms

Retain the rate card, recurring-deposit receipt, payment schedule, and maturity instruction. Compare the estimate with the institution's booked terms, including the maturity date and treatment of delayed instalments.