myeca.in
Loan Eligibility Calculator 2026 | EMI Capacity Calculator | MyeCA.in
Estimate your eligible loan amount from monthly income, existing EMIs, FOIR, interest rate and tenure.
- loan eligibility calculator
- FOIR calculator
- eligible loan amount calculator
- Enter income and existing obligations
- Review the indicative loan amount
Enter income and existing obligations
Use verified monthly income, existing EMIs, expected interest rate, and proposed tenure. Exclude irregular income unless the lender is likely to accept and document it.
Review the indicative loan amount
The result is an affordability estimate based on the selected obligation ratio. Credit score, employment profile, collateral, age, and lender policy can reduce or change the sanctioned amount.
Confirm lender policy
Compare the estimate with payslips, bank statements, current loan schedules, and the lender's eligibility rules before applying. Avoid treating the output as a sanction.