myeca.in

Enhanced FD Calculator 2026 | Post-Tax Bank FD Returns | MyeCA.in

Compare bank FD rates and calculate post-tax fixed deposit maturity value, effective yield, TDS impact, and compounding returns.

Set deposit and compounding terms

Enter the deposit amount, quoted annual rate, tenure, and compounding frequency shown by the bank. Select the correct payout or reinvestment treatment before comparing alternatives.

Review maturity and post-tax return

The maturity estimate may differ after TDS and the depositor's actual income-tax treatment. Premature-withdrawal penalties and future rate changes also need a separate check.

Verify the bank rate

Keep the bank rate card, deposit receipt, nominee details, and maturity instruction with the estimate. The booked receipt controls the actual deposit terms.